While most Americans look forward to retirement – many are finding their expectations are caught between the need to refinance their non -working years and just how difficult it is to maintain their standard of living. Evan those who have saved hundreds of thousands of dollars are unable to qualify for a of traditional refinance or a home equity line of credit as they are unable to meet the monthly income requirements. These folks are faced with having to liquidate a portion of their investments that would otherwise grow in value. The good news is the Home Equity Conversion Mortgage remains one of the most unique and valuable mortgages for older homeowners on the market today. Propriety or private reverse mortgages have attracted more affluent homeowners with assets as an alternative to the Home Equity Conversion Mortgage with its lending limit. Without obligation what questions can I answer for you?